TERMS OF USE

A calculation, not a recommendation.

Sumlucid provides general informational tools. These terms explain their use and limitations without creating an advisory relationship.

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Use and assumptions

Use the tools lawfully and check assumptions and output before relying on them. You control amounts, dates, returns and rates. Example settings are not recommendations. Taxes, personal rules and other exclusions are explained on each tool.

No advice or guaranteed return

The site does not assess your circumstances or investment suitability. It recommends no security, broker or transaction and provides no financial, tax or legal advice. No advisory or brokerage relationship is created. A projection does not guarantee a future outcome.

Sources and availability

ECB references may differ from actual transaction rates. Stock prices are user-supplied. Errors, interruptions and changes are possible; we do not promise accuracy in every circumstance or continuous availability. Read the calculation methodology.

Permitted use and rights

Calculations may be used for lawful personal and internal informational purposes. Do not disrupt the service, bypass its protections or present results as guaranteed. Respect rights in site text, software and third-party resources. An external link does not imply endorsement or affiliation.

Limitations and legal rights

To the extent permitted by applicable law, the service is provided as is and as available. Nothing in these terms excludes liability or rights that cannot legally be excluded. This notice does not claim a foreign jurisdiction or company status.

Updates and contact

Material changes are dated and versioned. See Contact and corrections for questions, errors or copyright inquiries.